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Living a long life requires more than good luck. What’s your plan?
With advances in medicine, people today are living longer than any generation before them. However, the longer you live, the more likely it is that you will need care. If you do need long-term care, it could impact your family as well as your retirement plan. Are you prepared?
Learn the facts.
BPW members and guests are welcomed to join Carol and Virginia for an informative session of:
Planning for Long-term Care
Since long-term care insurance is medically underwritten, you should not cancel your current policy until your new policy is in force. A change to your current policy may incur charges, fees and costs. A new policy may require a medical exam. Actual premiums may vary from any initial quotation.
Guarantees and contractual obligations are backed by the claims-paying ability of the issuing insurance company.
Morgan Stanley Smith Barney and its Financial Advisors do not provide tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
© 2011 Morgan Stanley Smith Barney LLC. Member SIPC. 12/11 CRC# 417172
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